When you are selling a home that has a septic system, you will need to get a Title 5 inspection of the system. This inspection ensures that your septic system is working properly and that it meets all health and safety regulations. If your system fails the Title 5 inspection, you are responsible for any repairs or upgrades that are necessary. While you can still sell your home if the Title 5 inspection fails, you are still financially obligated to fix the system. Your buyer may not be able to secure a mortgage for your property if the inspection fails, so it is important to get the problems fixed as soon as possible.
The Basics of a Title 5 Septic System Inspection
Your septic system will be looked over carefully during a Title 5 inspection to prepare your home for sale. The inspector will look for signs of failure, note the general layout of your septic system and review water usage records. The condition of your septic tank, including the approximate age, size, and layout, will be described in writing. Any potential failures will be noted, and a copy of the inspection report is sent to the Board of Health and the homeowner.
When Your System Fails
A septic system that fails a Title 5 inspection needs to be repaired because it is a health hazard. Even if you decide not to sell your property because of the failed inspection, you still have to get the septic system fixed to protect the health of you and your family. Septic systems need to work properly, and depending on what state you live in, you will have a set number of days to repair the system.
When Your Septic System Can't be Inspected
There are times when a septic system can't be inspected, such as in the middle of winter when there's a heavy snow cover on the ground. Depending on your state, you will still be able to sell the property, but a Title 5 inspection will still have to occur. If the system fails the Title 5 inspection once the weather cooperates, the home seller will be responsible for any repairs that need to occur.
As you prepare for a Title 5 inspection, gather any maintenance reports that you have regarding your septic system. As the homeowner, you will be responsible for any needed repairs, so it's important to plan accordingly if you believe your septic system is starting to fail.